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AvaTrade vs XM

Side-by-side broker intelligence across regulation, spreads, fees, platforms, and overall model score. Category winners use transparent heuristics and should be treated as editorial guidance, not investment advice.

AvaTrade rating

4.5

XM rating

4.5

Score gap

6 pts

Matchup

Head to head

Winners by category

Pricing & spreads
TieToo close to call on available data.
Regulation breadth
XM leadsEdge for XM (73.0 vs 60.0).
User experience
AvaTrade leadsEdge for AvaTrade (71.6 vs 70.3).
Editorial composite
XM leadsEdge for XM (99.5 vs 93.5).

Full comparison table

Rating

AvaTrade

4.5

XM

4.5

Model score

AvaTrade

80

XM

86

Regulation

AvaTrade

Operating since 2006, AvaTrade is highly trusted and regulated across numerous jurisdictions. It holds licenses from Tier-1 authorities globally, including ASIC (Australia), CIRO (Canada), JFSA (Japan), and the CBI (Ireland) in the EU.

XM

ASIC (Australia), CySEC (Cyprus), DFSA (Dubai), FSC (Belize)

Spreads

AvaTrade

The broker features fixed and floating spreads depending on the platform. The standard EUR/USD spread typically hovers around 0.9 pips. While competitive for beginners, high-volume traders may find lower all-in costs with raw-spread competitors. Professional accounts (under ESMA) can access tighter spreads down to 0.6 pips.

XM

Spreads start from 0.6 pips on XM Ultra Low accounts. 99.35% of orders executed in under 1 second with no requotes or order rejections.

Fees

AvaTrade

AvaTrade primarily uses a commission-free pricing model, meaning standard trading costs are built entirely into the spread. They do charge inactivity fees ($50 after three consecutive months of non-use) and a significant administration fee after 12 months of dormancy.

XM

XM Ultra Low Account: Spread-only pricing from 0.6 pips with zero commissions. Standard & Micro Accounts: Spreads start from 1.0 pips with no commission. Shares Account: Commission-based equity trading.

Platforms

AvaTrade

The platform offering is incredibly diverse. It features the MetaTrader suite (MT4/MT5), alongside AvaTrade's excellent proprietary software: the AvaTrade WebTrader, the highly-rated AvaTrade App (mobile), AvaFutures, and AvaOptions.

XM

MetaTrader 4 (MT4), MetaTrader 5 (MT5), XM App

Account types

AvaTrade

AvaTrade keeps things simple with a standard Retail account (Standard). They also offer Premium/VIP tiers based on deposit size and trading volume, Islamic (swap-free) accounts, and Professional accounts for qualifying European traders looking for higher leverage.

XM

Micro, Standard, XM Ultra Low, Shares Account, Swap-Free (Islamic), Demo

Min deposit

AvaTrade

$100 to open a standard account.

XM

$5