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AvaTrade vs XTB

Side-by-side broker intelligence across regulation, spreads, fees, platforms, and overall model score. Category winners use transparent heuristics and should be treated as editorial guidance, not investment advice.

AvaTrade rating

4.5

XTB rating

4.1

Score gap

0 pts

Matchup

Head to head

Winners by category

Pricing & spreads
AvaTrade leadsEdge for AvaTrade (87.0 vs 83.8).
Regulation breadth
XTB leadsEdge for XTB (70.0 vs 60.0).
User experience
AvaTrade leadsEdge for AvaTrade (71.6 vs 65.8).
Editorial composite
AvaTrade leadsEdge for AvaTrade (93.5 vs 92.3).

Full comparison table

Rating

AvaTrade

4.5

XTB

4.1

Model score

AvaTrade

80

XTB

80

Regulation

AvaTrade

Operating since 2006, AvaTrade is highly trusted and regulated across numerous jurisdictions. It holds licenses from Tier-1 authorities globally, including ASIC (Australia), CIRO (Canada), JFSA (Japan), and the CBI (Ireland) in the EU.

XTB

Highly trusted. Regulated by Tier-1 and Tier-2 authorities including the FCA (UK), CySEC (Cyprus), KNF (Poland), and the FSC (Belize) for international clients requiring higher leverage.

Spreads

AvaTrade

The broker features fixed and floating spreads depending on the platform. The standard EUR/USD spread typically hovers around 0.9 pips. While competitive for beginners, high-volume traders may find lower all-in costs with raw-spread competitors. Professional accounts (under ESMA) can access tighter spreads down to 0.6 pips.

XTB

Execution on xStation 5 is exceptionally fast. Because XTB acts as the principal market maker for standard accounts, you benefit from rapid execution without requotes, though raw ECN spreads are not available.

Fees

AvaTrade

AvaTrade primarily uses a commission-free pricing model, meaning standard trading costs are built entirely into the spread. They do charge inactivity fees ($50 after three consecutive months of non-use) and a significant administration fee after 12 months of dormancy.

XTB

XTB relies on a spread-only model for its standard forex accounts, meaning zero commissions on FX trades. Spreads are highly competitive, averaging around 0.9 pips on EUR/USD. They also offer commission-free stock CFD trading (up to €100k monthly volume).

Platforms

AvaTrade

The platform offering is incredibly diverse. It features the MetaTrader suite (MT4/MT5), alongside AvaTrade's excellent proprietary software: the AvaTrade WebTrader, the highly-rated AvaTrade App (mobile), AvaFutures, and AvaOptions.

XTB

xStation 5 (Web and Desktop) and xStation Mobile. (Note: MetaTrader is completely phased out for new accounts).

Account types

AvaTrade

AvaTrade keeps things simple with a standard Retail account (Standard). They also offer Premium/VIP tiers based on deposit size and trading volume, Islamic (swap-free) accounts, and Professional accounts for qualifying European traders looking for higher leverage.

XTB

Standard Account (Spread-only). An Islamic (Swap-Free) Account is available for clients in specific regions.

Min deposit

AvaTrade

$100 to open a standard account.

XTB

$0 (There is no minimum deposit required to open an account or start trading).