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FXTM vs XM

Side-by-side broker intelligence across regulation, spreads, fees, platforms, and overall model score. Category winners use transparent heuristics and should be treated as editorial guidance, not investment advice.

FXTM rating

4.4

XM rating

4.5

Score gap

2 pts

Matchup

Head to head

Winners by category

Pricing & spreads

FXTM leads— Edge for FXTM (94.6 vs 87.6).

Regulation breadth

XM leads— Edge for XM (73.0 vs 72.0).

User experience

XM leads— Edge for XM (70.3 vs 68.7).

Editorial composite

XM leads— Edge for XM (99.5 vs 97.2).

Full comparison table

Rating

FXTM

4.4

4.5

Model score

FXTM

Regulation

FXTM

FCA (UK), CySEC (Cyprus), FSCA (South Africa), FSC (Mauritius)

ASIC (Australia), CySEC (Cyprus), DFSA (Dubai), FSC (Belize)

Spreads

FXTM

Raw spreads start from 0.0 pips on the Advantage account. Fast execution speed via ECN liquidity providers with average execution times under 0.1 seconds.

Spreads start from 0.6 pips on XM Ultra Low accounts. 99.35% of orders executed in under 1 second with no requotes or order rejections.

Fees

FXTM

Advantage Account: Raw spreads from 0.0 pips + low commission ($0.40 to $2.00 per side based on volume). Micro & Advantage Plus Accounts: Spread-only pricing from 1.5 pips with zero commissions.

XM Ultra Low Account: Spread-only pricing from 0.6 pips with zero commissions. Standard & Micro Accounts: Spreads start from 1.0 pips with no commission. Shares Account: Commission-based equity trading.

Platforms

FXTM

MetaTrader 4 (MT4), MetaTrader 5 (MT5), FXTM Trader App

MetaTrader 4 (MT4), MetaTrader 5 (MT5), XM App

Account types

FXTM

Micro, Advantage, Advantage Plus, Swap-Free (Islamic), Demo Account

Micro, Standard, XM Ultra Low, Shares Account, Swap-Free (Islamic), Demo

Min deposit

FXTM

$10 (Micro Account) / $500 (Advantage Account)

Topic	FXTM	XM
Rating	4.4	4.5
Model score	84	86
Regulation	FCA (UK), CySEC (Cyprus), FSCA (South Africa), FSC (Mauritius)	ASIC (Australia), CySEC (Cyprus), DFSA (Dubai), FSC (Belize)
Spreads	Raw spreads start from 0.0 pips on the Advantage account. Fast execution speed via ECN liquidity providers with average execution times under 0.1 seconds.	Spreads start from 0.6 pips on XM Ultra Low accounts. 99.35% of orders executed in under 1 second with no requotes or order rejections.
Fees	Advantage Account: Raw spreads from 0.0 pips + low commission ($0.40 to $2.00 per side based on volume). Micro & Advantage Plus Accounts: Spread-only pricing from 1.5 pips with zero commissions.	XM Ultra Low Account: Spread-only pricing from 0.6 pips with zero commissions. Standard & Micro Accounts: Spreads start from 1.0 pips with no commission. Shares Account: Commission-based equity trading.
Platforms	MetaTrader 4 (MT4), MetaTrader 5 (MT5), FXTM Trader App	MetaTrader 4 (MT4), MetaTrader 5 (MT5), XM App
Account types	Micro, Advantage, Advantage Plus, Swap-Free (Islamic), Demo Account	Micro, Standard, XM Ultra Low, Shares Account, Swap-Free (Islamic), Demo
Min deposit	$10 (Micro Account) / $500 (Advantage Account)	$5