4.6
4.1
9 pts
Head to head
Winners by category
Full comparison table
Rating
OANDA
4.6
XTB
4.1
Model score
OANDA
89
XTB
80
Regulation
OANDA
CFTC/NFA (USA), FCA (UK), ASIC (Australia), MAS (Singapore), IIROC (Canada), CIRO (Canada), JFSA (Japan)
XTB
Highly trusted. Regulated by Tier-1 and Tier-2 authorities including the FCA (UK), CySEC (Cyprus), KNF (Poland), and the FSC (Belize) for international clients requiring higher leverage.
Spreads
OANDA
Spreads start from 0.0 pips on Core + Commission accounts, and from 1.0 pips on Standard Core accounts. Fully automated V20 execution engine with zero requotes.
XTB
Execution on xStation 5 is exceptionally fast. Because XTB acts as the principal market maker for standard accounts, you benefit from rapid execution without requotes, though raw ECN spreads are not available.
Fees
OANDA
Core Pricing: Spread-only pricing (average EUR/USD ~1.0 – 1.2 pips). Core + Commission: Raw spreads from 0.0 pips + $3.50 commission per side ($7.00 round turn). No deposit or withdrawal fees.
XTB
XTB relies on a spread-only model for its standard forex accounts, meaning zero commissions on FX trades. Spreads are highly competitive, averaging around 0.9 pips on EUR/USD. They also offer commission-free stock CFD trading (up to €100k monthly volume).
Platforms
OANDA
fxTrade Web/Mobile, MetaTrader 4 (MT4), MetaTrader 5 (MT5), TradingView
XTB
xStation 5 (Web and Desktop) and xStation Mobile. (Note: MetaTrader is completely phased out for new accounts).
Account types
OANDA
Standard Core, Core + Commission, Premium / Elite Trader, Demo Account
XTB
Standard Account (Spread-only). An Islamic (Swap-Free) Account is available for clients in specific regions.
Min deposit
OANDA
($0 )No minimum in some regions
XTB
$0 (There is no minimum deposit required to open an account or start trading).
| Topic | OANDA | XTB |
|---|---|---|
| Rating | 4.6 | 4.1 |
| Model score | 89 | 80 |
| Regulation | CFTC/NFA (USA), FCA (UK), ASIC (Australia), MAS (Singapore), IIROC (Canada), CIRO (Canada), JFSA (Japan) | Highly trusted. Regulated by Tier-1 and Tier-2 authorities including the FCA (UK), CySEC (Cyprus), KNF (Poland), and the FSC (Belize) for international clients requiring higher leverage. |
| Spreads | Spreads start from 0.0 pips on Core + Commission accounts, and from 1.0 pips on Standard Core accounts. Fully automated V20 execution engine with zero requotes. | Execution on xStation 5 is exceptionally fast. Because XTB acts as the principal market maker for standard accounts, you benefit from rapid execution without requotes, though raw ECN spreads are not available. |
| Fees | Core Pricing: Spread-only pricing (average EUR/USD ~1.0 – 1.2 pips). Core + Commission: Raw spreads from 0.0 pips + $3.50 commission per side ($7.00 round turn). No deposit or withdrawal fees. | XTB relies on a spread-only model for its standard forex accounts, meaning zero commissions on FX trades. Spreads are highly competitive, averaging around 0.9 pips on EUR/USD. They also offer commission-free stock CFD trading (up to €100k monthly volume). |
| Platforms | fxTrade Web/Mobile, MetaTrader 4 (MT4), MetaTrader 5 (MT5), TradingView | xStation 5 (Web and Desktop) and xStation Mobile. (Note: MetaTrader is completely phased out for new accounts). |
| Account types | Standard Core, Core + Commission, Premium / Elite Trader, Demo Account | Standard Account (Spread-only). An Islamic (Swap-Free) Account is available for clients in specific regions. |
| Min deposit | ($0 )No minimum in some regions | $0 (There is no minimum deposit required to open an account or start trading). |


