Forex Ranker
Compare

OANDA vs XTB

Side-by-side broker intelligence across regulation, spreads, fees, platforms, and overall model score. Category winners use transparent heuristics and should be treated as editorial guidance, not investment advice.

OANDA rating

4.6

XTB rating

4.1

Score gap

9 pts

Matchup

Head to head

Winners by category

Pricing & spreads
OANDA leadsEdge for OANDA (96.2 vs 83.8).
Regulation breadth
OANDA leadsEdge for OANDA (94.5 vs 70.0).
User experience
OANDA leadsEdge for OANDA (72.1 vs 65.8).
Editorial composite
OANDA leadsEdge for OANDA (102.8 vs 92.3).

Full comparison table

Rating

OANDA

4.6

XTB

4.1

Model score

OANDA

89

XTB

80

Regulation

OANDA

CFTC/NFA (USA), FCA (UK), ASIC (Australia), MAS (Singapore), IIROC (Canada), CIRO (Canada), JFSA (Japan)

XTB

Highly trusted. Regulated by Tier-1 and Tier-2 authorities including the FCA (UK), CySEC (Cyprus), KNF (Poland), and the FSC (Belize) for international clients requiring higher leverage.

Spreads

OANDA

Spreads start from 0.0 pips on Core + Commission accounts, and from 1.0 pips on Standard Core accounts. Fully automated V20 execution engine with zero requotes.

XTB

Execution on xStation 5 is exceptionally fast. Because XTB acts as the principal market maker for standard accounts, you benefit from rapid execution without requotes, though raw ECN spreads are not available.

Fees

OANDA

Core Pricing: Spread-only pricing (average EUR/USD ~1.0 – 1.2 pips). Core + Commission: Raw spreads from 0.0 pips + $3.50 commission per side ($7.00 round turn). No deposit or withdrawal fees.

XTB

XTB relies on a spread-only model for its standard forex accounts, meaning zero commissions on FX trades. Spreads are highly competitive, averaging around 0.9 pips on EUR/USD. They also offer commission-free stock CFD trading (up to €100k monthly volume).

Platforms

OANDA

fxTrade Web/Mobile, MetaTrader 4 (MT4), MetaTrader 5 (MT5), TradingView

XTB

xStation 5 (Web and Desktop) and xStation Mobile. (Note: MetaTrader is completely phased out for new accounts).

Account types

OANDA

Standard Core, Core + Commission, Premium / Elite Trader, Demo Account

XTB

Standard Account (Spread-only). An Islamic (Swap-Free) Account is available for clients in specific regions.

Min deposit

OANDA

($0 )No minimum in some regions

XTB

$0 (There is no minimum deposit required to open an account or start trading).