Swissquote vs XTB
Side-by-side broker intelligence across regulation, spreads, fees, platforms, and overall model score. Category winners use transparent heuristics and should be treated as editorial guidance, not investment advice.
4.5
4.1
0 pts
Head to head
Winners by category
Full comparison table
Rating
Swissquote
4.5
XTB
4.1
Model score
Swissquote
80
XTB
80
Regulation
Swissquote
Supervised under stringent Tier-1 banking regulations. Key regulators include the Swiss Financial Market Supervisory Authority (FINMA), Financial Conduct Authority (FCA, UK), Dubai Financial Services Authority (DFSA), Monetary Authority of Singapore (MAS), and Securities and Futures Commission (SFC, Hong Kong).
XTB
Highly trusted. Regulated by Tier-1 and Tier-2 authorities including the FCA (UK), CySEC (Cyprus), KNF (Poland), and the FSC (Belize) for international clients requiring higher leverage.
Spreads
Swissquote
Provides reliable, bank-grade liquidity aggregation without dealing-desk intervention. Pricing is structured around fixed or floating spread models depending on the account tier, with rapid execution and high fill rates.
XTB
Execution on xStation 5 is exceptionally fast. Because XTB acts as the principal market maker for standard accounts, you benefit from rapid execution without requotes, though raw ECN spreads are not available.
Fees
Swissquote
Spreads and commissions are tiered by deposit size (Premium, Prime, and Elite). Premium accounts trade on spread markups starting at 1.4 pips for EUR/USD, while Prime accounts (from $5,000) drop to 1.1 pips. Custody and maintenance fees apply for certain physical equity and banking holdings.
XTB
XTB relies on a spread-only model for its standard forex accounts, meaning zero commissions on FX trades. Spreads are highly competitive, averaging around 0.9 pips on EUR/USD. They also offer commission-free stock CFD trading (up to €100k monthly volume).
Platforms
Swissquote
Proprietary Advanced Trader (desktop, web, and mobile), MetaTrader 4 (MT4), MetaTrader 5 (MT5), and FIX API integration for quantitative funds and high-frequency trading.
XTB
xStation 5 (Web and Desktop) and xStation Mobile. (Note: MetaTrader is completely phased out for new accounts).
Account types
Swissquote
Retail forex accounts include Premium (min. $1,000), Prime (min. $5,000), and Elite (min. $50,000). Also offers multi-asset Swiss banking accounts, corporate accounts, and institutional partner structures.
XTB
Standard Account (Spread-only). An Islamic (Swap-Free) Account is available for clients in specific regions.
Min deposit
Swissquote
$1,000 (or CHF 1,000 / €1,000) for the entry-level Premium forex account.
XTB
$0 (There is no minimum deposit required to open an account or start trading).
| Topic | Swissquote | XTB |
|---|---|---|
| Rating | 4.5 | 4.1 |
| Model score | 80 | 80 |
| Regulation | Supervised under stringent Tier-1 banking regulations. Key regulators include the Swiss Financial Market Supervisory Authority (FINMA), Financial Conduct Authority (FCA, UK), Dubai Financial Services Authority (DFSA), Monetary Authority of Singapore (MAS), and Securities and Futures Commission (SFC, Hong Kong). | Highly trusted. Regulated by Tier-1 and Tier-2 authorities including the FCA (UK), CySEC (Cyprus), KNF (Poland), and the FSC (Belize) for international clients requiring higher leverage. |
| Spreads | Provides reliable, bank-grade liquidity aggregation without dealing-desk intervention. Pricing is structured around fixed or floating spread models depending on the account tier, with rapid execution and high fill rates. | Execution on xStation 5 is exceptionally fast. Because XTB acts as the principal market maker for standard accounts, you benefit from rapid execution without requotes, though raw ECN spreads are not available. |
| Fees | Spreads and commissions are tiered by deposit size (Premium, Prime, and Elite). Premium accounts trade on spread markups starting at 1.4 pips for EUR/USD, while Prime accounts (from $5,000) drop to 1.1 pips. Custody and maintenance fees apply for certain physical equity and banking holdings. | XTB relies on a spread-only model for its standard forex accounts, meaning zero commissions on FX trades. Spreads are highly competitive, averaging around 0.9 pips on EUR/USD. They also offer commission-free stock CFD trading (up to €100k monthly volume). |
| Platforms | Proprietary Advanced Trader (desktop, web, and mobile), MetaTrader 4 (MT4), MetaTrader 5 (MT5), and FIX API integration for quantitative funds and high-frequency trading. | xStation 5 (Web and Desktop) and xStation Mobile. (Note: MetaTrader is completely phased out for new accounts). |
| Account types | Retail forex accounts include Premium (min. $1,000), Prime (min. $5,000), and Elite (min. $50,000). Also offers multi-asset Swiss banking accounts, corporate accounts, and institutional partner structures. | Standard Account (Spread-only). An Islamic (Swap-Free) Account is available for clients in specific regions. |
| Min deposit | $1,000 (or CHF 1,000 / €1,000) for the entry-level Premium forex account. | $0 (There is no minimum deposit required to open an account or start trading). |