
Regulation & entity mapping
Registers, group brands, and the questions we ask support before trusting a license badge. Verify jurisdiction-specific protections before funding.
A regulated forex broker holds a license from a financial supervisor that you can verify on a public register in under a minute. Everything else a broker claims about safety is secondary to verified regulatory oversight.
1. Find the Legal Entity, Not the Brand Name
The brand name displayed on a homepage is a commercial trading name. The entity you need to investigate is the specific legal corporation named in your client agreement and website legal disclosures.
- Group vs. Entity: A broker may promote its strict UK FCA oversight while routing international accounts to a subsidiary regulated by the FSA in Seychelles.
- Legal Notice Verification: Scroll to the website footer or review the terms of business to locate the registered legal entity name and exact license number.
2. The Regulatory Tier System
Regulators operate under varying legal frameworks, investor compensation schemes, and capital requirement rules:
| Tier Level | Key Regulators | Protection Standards |
|---|---|---|
| Tier 1 (Maximum Trust) | FCA (UK), ASIC (Australia), NFA/CFTC (US), MAS (Singapore) | Strict capital rules, segregated client funds, negative balance protection, compensation funds. |
| Tier 2 (High Trust) | CySEC (Cyprus/EU), DFSA (Dubai), FSCA (South Africa) | Solid oversight, framework compliance, regional compensation schemes. |
| Tier 3 (Offshore / High Leverage) | FSA (Seychelles), FSC (Belize, Mauritius, BVI) | High leverage (1:2000+), minimal dispute resolution mechanisms, lower capital thresholds. |
3. Step-by-Step License Verification
Follow this procedure before opening or funding a live account:
- Step 1: Locate the official corporate name and license/reference number in the website footer.
- Step 2: Navigate to the official regulator portal (e.g., the FCA Financial Services Register or CySEC Register).
- Step 3: Search the database using the exact license number or full legal entity name.
- Step 4: Confirm that the firm status is listed as Authorised and has active permissions for dealing in derivatives or investment contracts.
4. Critical Red Flags to Monitor
- Clone Websites: Fraudulent sites impersonating authorized brokers by copying real license numbers while altering payment channels. Always match the website URL with the domain registered on the regulator's official database.
- Onboarding Redirection: Advertising Tier-1 regulation during marketing while assigning your account to a Tier-3 offshore entity during registration.
- Lapsed or Revoked Status: Displaying expired license credentials after regulatory enforcement action has taken place.
